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Juni Capital
What is Juni Capital?
What is Juni Capital?

Learn more about Juni Capital

Giuseppe Leoni avatar
Written by Giuseppe Leoni
Updated over a week ago

What is Juni Capital?

We know that in the world of digital commerce, having positive cashflow is crucial. That’s why we built Juni Capital — a credit solution for cards and invoices that gives you flexible financing for inventory, ad campaigns, and scaling your business.

Juni Capital includes:

  • Capital for Cards, for card payments

  • Capital for Invoices, for invoice payments

How is Juni Capital different from a traditional loan?

Juni Capital products are revolving loan facilities. This means that you have the ability to use the capital, repay it, and then use it again. This is a keydifference when compared to loans with more traditional terms:

Revolving loan

  • Has no expiration date

  • When the customer repays the amount they borrowed, they can immediately reuse that same amount

For example:

  • A customer Is approved for €100k

  • They spend €10k, meaning €90k remaining

  • They repay the €10k

  • They return to a €100k available balance

Term loan

  • Has an expiration date (i.e. the loan must be repaid by a set date)

  • When the customer repays the amount they borrowed, the loan is complete

  • If the customer wants to use the Capital again they must apply for a new loan

For example:

  • A customer Is approved for €100k

  • They must repay €10k a month for 10 months, regardless of how much or how quickly they use the capital

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